Credit Disputes

[princeromeo]

are all disputes on credit bureaus done manually or is it all computer genertaed?

with so many consumers   how do they keep up?

[Anonymous]

if you really want the whole overview there are some links to the process, but essentially yes. all those fancy letters and all the carefully collected and catalouged documents get boiled down to a two letter code that some third party rep decides best fits it, then it starts bantering back and forth electronically untill it gets "resolved".

[Anonymous]

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princeromeo wrote:

are all disputes on credit bureaus done manually or is it all computer genertaed?

with so many consumers   how do they keep up?

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For the most part, it's computer generated. However, there ain't all that many consumers doing anything.

A few tens of thousands in all for all the various credit forums, and some percent thereof actually ever dispute anything even once.