I added the credit freeze on top of my credit 3 in 1 monitoring. It costs $ 2.00 more permonth. The benefit is that I can unfreeze it at will without having to pay $ 10.00 each time. The $ 2.00 cost is for unlimited freezes and unfreezes. I have not tried this part yet but I do believe that up to 10 different creditors can be assigned different pin numbers. But current relations with any lender will not be affected or if you monitor your own credit will also not be affected. Employers can still pull a report because credit is not being requested. Go to
www.equifax.com & click on products. Then you will see "EQUIFAX CREDIT REPORT CONTROL".
So let's see what Experian & Transunion have to offer.
