New to the forum here and need some help on improving my score with EXP. Here is what I see that needs to be fixed.
1---EXP shows a COL-settled--acct pif for less than the full balance. date opened 12/98. date reported 04/05A (not sure what the A means), last activity 04/05C 1X (not sure what the C or 1X means), current status I9B. (this was taken directly from cb).
2--EXP shows a COL-settled-acct pif for less than the full balance, date opened 03/99, date reported 04/05A, last activity 04/05C 1X, current status I9B.
These are two separate accounts. Right now I am sitting at 650 with EXP and from what I understand that if I am able to get these two accts off, then I should be sitting pretty good here.
TU has me at 713 and EQX has me at 700. I am need to get my score up to purchase a home by the end of of the year. Mom is added me as AU to a couple of her long time excellent standing cc's to help with the score.
Also AMEX Blue Cash does not show my credit limit----it is reporting my balance as my credit limit so now looks like I am at 100% maxed out, which is not the case. Another cc is doing that as well.
Please help here......