Credit Karma changed to vantage score from FAKO

Anonymous · ‎12-30-2014

Logged in today to see that credit karma has changed including the scoring model its using, i quite don'nt like the new website layout and the fact that its using vantage score now, it is almost 50 points less than what myfico is showing me for both tu and eq,

The upside is that it is also showing equifax now, so thats good to see, i can now know more info about cr instead of just the score from myfico.

Has anyone else notice that the vantage score on KC is a lot lower than what you see on your MYFICO?

TRC_WA · ‎12-30-2014

Never noticed anything from CK other than account notifications like INQs and what not... I LOL @ the scores.

FICO8 current as of : 2-1-26 EQ: 713 TU: 702 EX: 705
Hard INQs last 12 months: EQ: 1 | TU: 2 | EX: 1
Verizon Visa $8500 Amex Delta Gold $10,000 Care Credit $18,000
NFCU CashRewards $13,500 Apple Card $7000 Best Buy $8000 Amazon $5000
STCU auto loan (2026 Hyundai Palisade Hybrid) 6.24%
HDFS motorcycle loan (2024 Harley Davidson Road Glide) 9.45%
Total CL: $70,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $257k
Last app: 1-31-26

Anonymous · ‎12-30-2014

They have always listed your Vantage Score in addition to their regular score.

Anonymous · ‎12-30-2014

@Anonymous wrote:
They have always listed your Vantage Score in addition to their regular score.

yes they did, but now i no longer see their regular score and only see the vantage score which rates me as fair, compare to myfico which puts at "VERY GOOD"

Anonymous · ‎12-30-2014

I only see their regular site. Strange.

Anonymous · ‎12-30-2014

@Anonymous wrote:
I only see their regular site. Strange.
my updated for me about a month ago to their whole new site, and i quite miss the old one

Anonymous · ‎12-30-2014

My CK updated 12/30 but it still looks the same for me

Anonymous · ‎12-30-2014

I just did an update today and didn't notice any thing different about it.

Chaselover · ‎12-30-2014

Same interface for me, no change noted.

I think it updates weekly, so next week this change may be seen.

In a committed relationship with Chase from 12/2012.
Age: 26, Income: $59,240/-, Current score: TU from CK: 750/A (12/24/14), TU Vantage score from CK: 775/C (12/24/14), Experian from Creditsesame: 717, Equifax from myfico: 724, Overall Util: 1% (12/24/14), Total credit limits: $62,150, In the garden from 12/19/2014, AAoA : 7 months, Oldest account: 8 months, Newest account: 1 week, HP: 18.

Anonymous · ‎12-30-2014

maybe the new website update is regional?

I'm from northen California..