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Credit Karma not showing lates

Senior Contributor

Re: Credit Karma not showing lates

ceemee2203 wrote:
I joined amex 05/2012. I received my first amex in 12/2011 from my old company. Amex just backdated me to 05/2008 in January. No changes in the number of on time payments. Still 100%.

Thank you.  That answers that.  A year or so ago I added another Amex account and it was around the same time that I saw my on-time payment percentage drop another percent.  I have never been able to figure out why that happened. 

It's been on the rise again, but like I said, CK calculates it as 97% and I have no lates in last 4 years, so I'm not sure how to square that with them only showing 2 years worth of payment history. 

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720

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