Credit Karma reflects updated accounts

babbles · ‎12-09-2020

Yes! CK shows my trade in of vehilce paid and new vehicle added on TN & EQ files but not FICO? what gives?

thornback · ‎12-09-2020

Seems whatever monitoring service you are using for FICO scores has not picked up on / alerted to the changes just yet. Monitoring is often delayed by a day or two or three. I find CK to be the fastest in alerting to report changes.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

Anonymous · ‎12-09-2020

@babbles wrote:
Yes! CK shows my trade in of vehilce paid and new vehicle added on TN & EQ files but not FICO? what gives?

What's the date of the CK report updates and what is the date of the Fico report update?

babbles · ‎12-09-2020

just so happens both dec 4th, I have the FICO 3B plan

thornback · ‎12-09-2020

@babbles wrote:
just so happens both dec 4th, I have the FICO 3B plan

Pulled at different times of the day perhaps?

You can go pull your reports from annualcreditreport.com for free to get most recent data.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

babbles · ‎12-10-2020

do i have to unfreeze all reports to get the reports of annual credit?

thornback · ‎12-10-2020

You know, I dont believe you do but I'm not 100% certain. It's been a while since pulled my ACR but I dont remember needing to unfreeze first.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.