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@DantGwyrdd wrote:FWIW my CK TU and my Discover and Walmart TUs are all generally very close to one another, the only difference possibly coming from the fact they don't pull the report at the same time and thus don't have the same util data.
CK TU and FICO TU 08 (Discover TU) are not always similar. For some people they can be identical, for others they can be 100 points apart. Just because the scores are similar now does not mean they will be similar for you in the future.
Something I did not know and discovered on this board is that Barclay Rewards, which I have, gives you a free Fico score. Great to know!