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Credit Karma

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thom02099
Valued Contributor

Re: Credit Karma


@john398 wrote:
I have had lots of closed accounts showing up on Credit Karma including mortgages and installment loans as well as credit cards , i never had an issue with ck not showing closed accounts

WOW...that is weird.  I just went back to CK and checked my report.  I looked at Auto Loans, showing only one, but I've had lots of older, closed auto loans.  I've had multiple mortgages but only one showing.  I've had personal/unsecured loans and only 2 showing, and yet I've had several that have been closed for years, that show on my TU report as positive TL, but not via CK. 

Message 11 of 38
SpiceIslander
Frequent Contributor

Re: Credit Karma


@shorrttyycm1 wrote:
I use credit karma to keep track of what my accounts are doing but I try to ignore the score. still, gotta admit i do get nervous when i see the score drop lol.

Huge DITTO! A few days ago, I logged in to find that my score had plunged 19 points for no reason. Util is down, increase in CL and no new inquiries. Nothing negative at all. I just chuckle. I'll soon be doing my quarterly update here, so no worries.

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Message 12 of 38
john398
Senior Contributor

Re: Credit Karma


@thom02099 wrote:

@john398 wrote:
I have had lots of closed accounts showing up on Credit Karma including mortgages and installment loans as well as credit cards , i never had an issue with ck not showing closed accounts

WOW...that is weird.  I just went back to CK and checked my report.  I looked at Auto Loans, showing only one, but I've had lots of older, closed auto loans.  I've had multiple mortgages but only one showing.  I've had personal/unsecured loans and only 2 showing, and yet I've had several that have been closed for years, that show on my TU report as positive TL, but not via CK. 


ok I am an idiot LOL, I am confusing USAA credit monitoring and CK I sincerely appologize

 

Message 13 of 38
thom02099
Valued Contributor

Re: Credit Karma


@john398 wrote:

@thom02099 wrote:

@john398 wrote:
I have had lots of closed accounts showing up on Credit Karma including mortgages and installment loans as well as credit cards , i never had an issue with ck not showing closed accounts

WOW...that is weird.  I just went back to CK and checked my report.  I looked at Auto Loans, showing only one, but I've had lots of older, closed auto loans.  I've had multiple mortgages but only one showing.  I've had personal/unsecured loans and only 2 showing, and yet I've had several that have been closed for years, that show on my TU report as positive TL, but not via CK. 


ok I am an idiot LOL, I am confusing USAA credit monitoring and CK I sincerely appologize

 


Hey John! No worries!!!!  Thought I was having a "senior moment" and that I needed to up my meds!!! Smiley Surprised

Message 14 of 38
Anonymous
Not applicable

Re: Credit Karma

Your good to go.

Message 15 of 38
Anonymous
Not applicable

Re: Credit Karma

Dont pay attention to ck score.Is fake score

Message 16 of 38
LS2982
Mega Contributor

Re: Credit Karma

I would say your fine for hhgregg. Hope you get a decent starting line!!




EQ FICO 548 3/3/16
Message 17 of 38
dddfresh
Frequent Contributor

Re: Credit Karma

My CK score is 621 but fico TU 669!

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 18 of 38
Anonymous
Not applicable

Re: Credit Karma

Remember,only fico score is whats important.Forget about ck score.Your good

Message 19 of 38
starry1
Valued Contributor

Re: Credit Karma

I wish credit karma was the real scores, my scores over there are MUCH higher.Smiley LOL


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 20 of 38
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