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Credit Lock...What is This?

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fused
Moderator Emeritus

Credit Lock...What is This?

Does anyone know what a credit lock is?
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1 REPLY 1
MidnightVoice
Super Contributor

Re: Credit Lock...What is This?

Credit Locking / Credit Freezing / Security Freeze
Credit Locking is also known as Credit Freezing, Credit Lock, Credit Lock Down, Credit Freeze, Security Freeze, Security Freezing, Credit Report Lock, Credit Report Freeze

When you initiate a Credit Freeze / Credit Lock / Security Freeze, access to your Credit Report is blocked. Credit Reporting agencies will provide you a PIN necessary to remove such Credit Lock / Credit Freeze / Security Freeze. You can authorize access to your Credit Report through PIN protected temporary removal or permanent removal of the Credit Lock / Credit Freeze / Security Freeze.
 
In 2003, California became the first state in the US to give its residents the right to initiate Credit Locking /Credit Freezing / Security Freeze. Other States followed California: Colorado, Connecticut, Delaware, Florida, Hawaii, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Nevada, New Hampshire, New Jersey, New York, North Carolina, Oklahoma, Pennsylvania, Rhode Island, South Dakota, Texas, Vermont, Washington and Wisconsin.

 

 

Or so I am told......


The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
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