Hi all,
After the breach at The Home Depot a few years ago, they gave me free Credit Monitoring from AllClearID. Basically if there are any changes to your report like a new account or a hard pull, they call you to confirm the activity. They do all three bureaus, and are fairly reliable. I managed to get the "I'm going to cancel" rate of $8.50/mo.
Through Discover and AMEX, I get my FICO 8 every month, using TU and EX data repectively.
Through Experian, I get the free monthly report, and from Credit Karma I get TransUnion and Equifax.
Of course the scores, and reports can all be from different dates, so it isn't perfect.
I used my CCT $1 trial today to pull my 3B scores and they did match the scores from Discover and AMEX.
Is there a service better than AllClearID that will monitor my credit, and give me my FICO 8 scores for roughly the same price I am paying now?
Thanks.
