Hello, this is my first post here. I am trying to clean up my credit and have begun to pay some charged off items as well as collection accounts. I have disputed an item and also written to see about having paid negative accounts removed.
Now I want to have access to ALL 3 reports at least monthly to keep up to date on how everything is going. My debts are relatively small now, so I will be paying things off often and need to have access. My question is about what service I really need.
I am kind of confused with the different services.... Some say a 3 in 1 report? Some only pull one report etc. What I am looking for is a service that I can pull all 3 reports at least monthly (daily is better) and see all changes. Is a 3 in 1 service ok, or does it not give all the information?
I looked at the USAA but Im not eligible to join. Im looking to stay at $20 or less monthly. If I could get any advice/suggestions, I would greatly appreciate the help!!!!
