i have a question. trying to help a friend get started on the road to credit recovery.. we signed up for myfico trial and it said report unavailable and he had to request it by mail. then we went to annualcreditreport.com, and tried for all 3 reports. none of the 3 were available. each stated that a request must be made by mail. he has virtually no credit, and we wanted to peek and see what was there, how bad it was. can anyone help with what this means? does it mean he doesnt have a score yet? is there a number to call so we don't have to sort this out thru snail mail? thanks in advance.
