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I use Equifax, but their systems have been screwy lately. Apparently they are in the process of upgrading their systems, and if you are on an old plan, then all of the features might not work. So, you have to call them and complain to get them to change you over to the new product. In my case, I complained that I was trying to access this for some time now and had been unsuccessful. First, they tried to pull well this is what is wrong, and since the product is not offerred anymore we can give you XYZ for $2 more per month then you are paying. I told them not happening, I'll keep what I have and they can go submit a ticket to get my issue fixed. They came back and said, they don't think that the old product will ever work properly on the upgraded system, so they are going to give me the XYZ for $2 LESS than what I was paying for to make up for the inconvience.
I've had them for about 2 years, and I have been mostly happy until my "ancient" product was no longer working right. The account alerts (inq's, new accts) come through fairly quickly which is a plus.
I use Credit Karma for FAKO TU scores, Quizzle for the monthly reports with CE FAKO score(7 bucks/month), myFICO when I am about to app for anything - I usually alternate which bureau I pull (because I am cheap), US Bank for free score (Experian I think, still FAKO), and Credit Sesame just for the hell of it. I also pull all 3 CR's annually to keep my file up to date (without scores).
USAA gives you the most bang for the buck. All 3 CRs daily if you want. $12.25/month.
I also use EQ Score Watch for up to date FICO for EQ.
I use AMEX CreditSecure for my main 3 bureau once a day pull, little expensive @ $26 a month but well worth it to me.
I also use TU's CMS and Creditkarma. I'm cancelling my EX CMS.