Kimberly68 wrote:
Ok , I have pulled my FICO scores from TrueCredit (Transunion) and it shows my TU-705 as of 1/4/2010. When lender pulled Nov 2009 scores was: TU--592, Equifax--578, and Experian--614. I applied for a short term (60 day) loan with my bank for my daughter's school ( per them EQ--590). When I pulled MYFICO 12/15 scores were EQ--578 and TU 610. I reviewed the TU report from today noticed alot has fallen off, ie, a BK, a few collections, inquiries.
I KNOW TRUE CREDIT scores are FAKO, but what is the difference (amount wise) between this and MYFICO. My co-worker pulled her as well adn the LO pulled TU was accurate for TU, but EQ lender gave was more by 15 points? Any suggestion?
There is, unfortunately, no way to predict your Transunion FICO score based on the score that you obtained from TrueCredit.
Credit scores among the different bureaus may vary for a couple main reasons. First, the information stored at each credit bureau may differ. Some accounts may report to one bureau and not another. A second reason is that the scoring formulas used by each CRA is slightly different, at least for the FICO scores.
