Long time reader, first time writer. I have an issue with Credit Solutions Corp, a CA In San Diego Ca., that has totally pi**ed me off. My first though was to get a lawyer but I thought I would try here first.
First of all they reported the collection account in question to all CRAs multiple times as multiple items. I've since been able to get all of the duplicates removed.
Next I noticed that each CRA had a different date for the collection item to be removed. 1-2009, 4-2009 and 10-2009. After researching my own documentation I realized that it should have been removed in 2007. My last delinquecy was in 1999 and haven't made another payment since. It was also re-aged a couple of times. I filed disputes to have the item removed from each CR. All CRAs responded saying the item was valid and would not be deleted per the CA. Tried one more time with th same response. Thought about just letting them fall off.
Now the fun starts. Now they call me at work. I have never heard from these people before, that I can remember. I sent them a Cease and Desist via cerified letter. They signed for the letter on 3-24-2008. On 3-25-2008 they did a hard pull on EX. Didn't think much of it until today when I pulled EX and EQ and saw that the item is no longer a collection item but an account not in good standing. shows alot of 90+ days but it also shows that for the last 2 yrs I've been making all the payments on time to the CA, not the OC (Providian). Shows account as write-off but open. Scores went way down.
This seems criminal. Don't really want to sue, just want it off my CRs. What should I do.
