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[Odiseous]

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@takeshi74 wrote:

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@Odiseous wrote:

I just got off the phone with a customer, who says his friend (a mortgage loan originator) told him

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So double hearsay? 

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That's why I asked here.

[Anonymous]

A quick Google yielded this information  

http://newsroom.transunion.com/fannie-mae

[Anonymous]

My fiancé is a mortgage banker at one of the largest mortgage lending companies in the U.S. He said that nothing has changed. They only see current utilization, and that is the only number used for scoring, DTI, etc.