I just joined a Credit Union (NCSECU). They pull from Equifax. I have the following on my EQ report. Do you think I will have a shot at alone or CC with a decent CL?
BK (Ch.7) 8/2000
Judgement 10/2002
Collection 10/2006 Reported 07/2007 161.00
Collection 5/2007 Reported 8/2007 52.00
Collection 02/2007 Reported 8/2007 169.00
Presidio 12/2001 Last pymt 10/2001 1015.00
Americredit 05/2004 Last pymt 04/2005 BAlance 7023.00 Charged off 8099.00
I would like to barrow enough to pay off my CC's and these collections accounts above. EQ is by far my worst report and my score there is 581 wont seem to budge. I had all my colletions that I new of paid off. My EX and TU look so much better than this one. Plus I have a ton of inquires on my reports as well.
Thanks for any help you can offer.
