Credit/debit card processors

W261w261 · ‎05-07-2021

How many of them are out there, at least in the USA? M/C, Visa, Amex, Discover?

OmarGB9 · ‎05-07-2021

Payment Networks you mean? As far as I know, you already listed them all. Maybe Diner's Club still? @FinStar may know more.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

FinStar · ‎05-07-2021

@W261w261 - are you referring to processors like PayPal, Chase, Helcim, Square or National Processing, for example? There's 1000's of them depending on the type of services you're looking for (e.g. low or large transaction volumes, lowest fees, high risk merchants, etc.). Payment networks-wise, you've pretty much listed the major 4.

Horseshoez · ‎05-07-2021

If I understand the question correctly, the OP is asking if there are more than the four "payment processing networks" listed in the original post (i.e. Visa, MasterCard, American Express, and Discover). I believe the answer to that question is, "yes", kinda-sorta.

In addition to the Big-4, here are some other payment processing networks I have heard of in my travels:

STAR
Accel
Interac
PULSE
JCB

Chapter 13:

Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
Filed: 26-Feb-2015
MoC: 01-Mar-2015
1st Payment (posted): 23-Mar-2015
Last Payment (posted): 07-Feb-2020
Discharged: 04-Mar-2020
Closed: 23-Jun-2020

I categorically refuse to do AZEO!

In the proverbial sock drawer:

W261w261 · ‎05-08-2021

Yes, I was referring to the visa, m/c etc. I remember Star from years ago, when some debit cards would incur an extra fee if they were/were not on "Star." I never really understood those.