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Credit report

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Anonymous
Not applicable

Credit report

Just ran my credit report and was looking at when something strange jumped out. In September I disputed a few items to clear up somethings, and it stated the last reported delinquencies was now 11-2013 instead of 02-2008 like it was before. Now it stated that "time on delinquency is too recent." Any suggestions of what I can do?
Message 1 of 3
2 REPLIES 2
starry1
Valued Contributor

Re: Credit report

Without more information, it would just appear that when the disputed accounts were updated the DOLA became current.  It doesn't effect when they will drop off your report and there is pretty much nothing you can do about it now.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 2 of 3
Anonymous
Not applicable

Re: Credit report

Look at the TL and see if any more lates were added after the dispute.  It does happen sometimes.

 

If not, then I agree with starry1, it was updated making it appear more recent.

Message 3 of 3
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