@Anonymous wrote:
I would not use myfico for reliable scores or reported data. I had a BK 5 years ago and one of my accounts on myfico experian score shows late payments and collections. This is wrong. It was included in the BK but never charged off. We continued to make on time payments and paid it off. The actual report is correct. I called myfico to let them know they were somehow interpreting the information wrong. They of course told me to contact Experian. I called Experian after we hung up and sure enough that account shows NEVER LATE and never sent to collections. For some reason myfico is showing late 5 months and sent to collections. Their customer service was terrible because they figureed I was wrong from the start by default. It is good news for me that Experican has it correct. I just wanted that correct information shown correctly on myfico. Also, the myfco score 655 and when I went into the bank a week ago for a CC limit raise, Experian showed 713.
Yeah, I'm dealing with that with my Transunion report. The MyFico 3B monitoring updates show a score that is around 70 points lower than actual.
