My wife and i are looking to buy a house in late spring, only i work. We have been working on our credit, paying off old bills, paying all our bills on time the last year. My income is about 56,000 a year i pay $456 a month in child support we have 1 car payment(285/month) one credit card only 60.00 balance (secured 300 limit) two student loans (93/month) we have gotten our scores in the high 500's but we need at least 600...620 would be ideal...should i consider getting another credit card???? or maybe up the secured cards limit???? or maybe something else... any help would be greatly appreciated. Our lease is up July...so anything that can be done quickly would help
i cc is not much of a revolving history. Visit your local CU. I would try to get at least 2, maybe 3, more cc's. I would also up the secured card limity, if I could.
You might also want to post this in the mortgage section
