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Browse credit cards from a variety of issuers to see if there's a better card for you.
None of the free credit report sites recommendations for CCs are reliable, getting you to app for a CC is their main source of income, so they're not exactly unbiased. I use Credit Karma over Sesame, and when over half their recommendations with "Very Good" or "Excellent" chances are for cards I already have, you know they're flying blind.
The best place to see your chances of approval for a CC are the pre-qualification sites of the CC issuers themselves. Google "(CC issuer) pre-qualification" and you'll find them, such as "Capital One pre-qualification".
The most reliable pre-qual sites, in my opinion, are:
- Capital One
- American Express
- Citi Bank
- Chase
Unreliable pre-qual sites are:
- Discover
- Bank of America
For a pre-qualifcation it should say something like: "You're preapproved", and quote you an exact APR. If they say "We recommend" and give you a range of interest rates like 12.75%-24.99%, that is NOT a pre-qualification and don't trust it.