cancel
Showing results for 
Search instead for 
Did you mean: 

CreditCheckTotal

tag
Anonymous
Not applicable

Re: CCT Changes


@rockbttm442 wrote:

I got the same email. I want to do one last pull before I cancel it says it will charge me $0.00. So if I hit submit will it charge me nothing or will a charge of some sort show up?


It will be zero.

Message 661 of 1,049
elim
Senior Contributor

Re: CreditCheckTotal

The recent data breach will cost Experian.  They are probably preparing by tightening up their purse strings a bit in any area they can (including CCT).

 

I'll keep it for awhile to combat myFICO's "Your Experian  was all clear this week!" even with statements of mine cutting every few days.  I seem to get the other 2 scores updated here regularly...  no prob.

Message 662 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal


@Anonymous wrote:
@Anonymous

FYI the Wal-mart store card and the Wal-mart Mastercard that I just automatically got converted to this month is backed by Synchrony Bank. So they only pull TRANSUNION on the applications and then only SOFTPULLS going forward on all CLI requests.

Your motto should be, "give me a Wal-mart card or give me death!" Smiley Very Happy

That's awesome because my tu went up 100 points today from 3 collections being deleted.

Message 663 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal


@elim wrote:

The recent data breach will cost Experian.  They are probably preparing by tightening up their purse strings a bit in any area they can (including CCT).

 

I'll keep it for awhile to combat myFICO's "Your Experian  was all clear this week!" even with statements of mine cutting every few days.  I seem to get the other 2 scores updated here regularly...  no prob.


Damn, I didn't even think about that! You may be right.

Message 664 of 1,049
Anonymous
Not applicable

Re: credit check total changes

I sent them an email complaining. Told them the only reason I chose cct over the other monitoring services was because I could get an updated score weekly and I really wasn't sure I was going to continue with the membership.

Message 665 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal

I'm just adding a "me too" out of aggravation.

 

I could probably live with the single 3B pull per month based upon my habits, I'd keep it with two 3B pulls, but based purely on principle I'm canceling.

 

Message 666 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal

100 points? Smiley Surprised
Did you have naked pictures of TU's president and used those to blackmail them into increasing your score so much?

If so well played. Smiley Very Happy
Message 667 of 1,049
NichelleN
Established Contributor

Re: CreditCheckTotal


@Anonymous wrote:

@Anonymous wrote:

It's a bummer... but at least now it's actually worth the 50% retention discount I got. Smiley Happy 


Bingo! The change is annoying, but nothing to go apoplectic over. It's still the best deal available at the $14.97 a month most of us are paying. Now if they did switch to Plus or Vantage, that would be different and reason for dumpage.



@Anonymous wrote:

@Anonymous wrote:

It's a bummer... but at least now it's actually worth the 50% retention discount I got. Smiley Happy 


Bingo! The change is annoying, but nothing to go apoplectic over. It's still the best deal available at the $14.97 a month most of us are paying. Now if they did switch to Plus or Vantage, that would be different and reason for dumpage.


I happen to agree. I'm disappointed and will certainly add a voice to the chamber choir of displeasure. But, I'm not yet ready to cancel.

More than enough credit.
Message 668 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal


@Anonymous wrote:
100 points? Smiley Surprised
Did you have naked pictures of TU's president and used those to blackmail them into increasing your score so much?

If so well played. Smiley Very Happy

Haha you would think.  I had a 676 last I checked, which updated sept 19th (cct 3b) and this morning was 752 plus another account got deleted after I checked which is why I said 100.  Was a 76 point increase without the last collection deleted, so I said 100 pts.  No idea really.  Am on the walmart mc page now tho, god I'm so impulsive.  Cancelled cct the instant I saw the news here too haha.

Message 669 of 1,049
elim
Senior Contributor

Re: CreditCheckTotal


@Anonymous wrote:

@elim wrote:

The recent data breach will cost Experian.  They are probably preparing by tightening up their purse strings a bit in any area they can (including CCT).

 

I'll keep it for awhile to combat myFICO's "Your Experian  was all clear this week!" even with statements of mine cutting every few days.  I seem to get the other 2 scores updated here regularly...  no prob.


Damn, I didn't even think about that! You may be right.


   maybe,  but with all the cancellations, it may backfire.

Message 670 of 1,049
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.