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This is killing me! CreditKarma went up 8 pts but..... I dont know what could have changed in transunion, I had some disputes but I dont know which one may have come off. CreditKarma dosent give you enough information to tell exactly what happened! ![]()
@LoveGoodCredit wrote:This is killing me! CreditKarma went up 8 pts but..... I dont know what could have changed in transunion, I had some disputes but I dont know which one may have come off. CreditKarma dosent give you enough information to tell exactly what happened!
I don't think it needs to be said, but...
CreditKarma is a FAKO and has no bearing on FICO, so it is quite possible nothing has changed on your report...
-scott
I look at my CreditKarma score too, but just for fun. Sometimes I am tempted to keep certain otherwise useless revolving tradelines open for the sole purpose of helping my Credit Karma AAoA. I always end up just doing what is best for my finances and my FICO score, however. Nobody else uses the CreditKarma score and it is calculated very differently than FICO.
I recently saw a 50pt increase on TransRisk and a 8 pt decrease on Vantage via CreditKarma on the same day. Pulled FICO and it was no change. Go figure.
I know, just something positive is nice for a change after seeing nothing change for over a month on my reports. I know creditKarma is not a real score I only use it to get updates on transunion since you can look at it and updated it every day. Its nice to look for changes. I noticed one less derogatory remark and that must have been what brought up my score. ![]()
My creditkarma faco is WAY lower than my actual transunion. CreditKarma is nice just to look for activity while your working on your credt.