CreditOne Bank Score?

tfkallday · ‎01-06-2014

Is the CreditOne Bank score a FAKO? It just started listing mine today and it is a 669 which is higher than my scores have been lately. Is this CreditOneScore accurate?

Thanks!

Starting Score April 2013: 556
Current Score March 2014: 682
Goal Score Soon (-: 700

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duckster · ‎01-06-2014

I believe it is a FAKO. Mine shows 689 which is about 30 points higher than the one I purchased from this site 3 weeks ago.

My Wallet: Lowes $17k - Cap 1 Venture $10k - Amex Costco $9500 -Barclay's Arrival $8300 - Discover $6500 - Walmart $6000 - OSUFCU $5000 - VS $750.

Scores: TU (Walmart) 727 - EQ (FICO) 697 - EX 731

phillyguy12 · ‎01-06-2014

pretty sure if FAKO but does it give you a range that the score can be in? if the high level is over 850 i believe that would confirm its FAKO

Amx BCE-25k,Amx Zync-NSPL
Barclay's Mastercard-13.5k
Credit Union Visa-1k
Discover-24k, Khols-2k

SunriseEarth · ‎01-06-2014

@tfkallday wrote:
Is the CreditOne Bank score a FAKO? It just started listing mine today and it is a 669 which is higher than my scores have been lately. Is this CreditOneScore accurate?
Thanks!

AFAIK, it's a FAKO. They rather optimistically gave me a 698.

Transmogrifying_Bee · ‎01-07-2014

@phillyguy12 wrote:
pretty sure if FAKO but does it give you a range that the score can be in? if the high level is over 850 i believe that would confirm its FAKO

The Credit One scores "range from a low of 350 to a high of 850," and definitely are FAKO scores. (FICO scores usually range from 300 to 850.)

FICO Score 8: EQ 823 EX 817 TU 825 **** VantageScore 4.0: 825 **** VantageScore 3.0: EQ 823 EX 826 TU 825
TOTAL CL (6 cards): $141.0K **** INQUIRIES 2 yrs (1 yr): EQ 0(1) EX 0(0) TU 0(0) **** UTILIZ: 1 % **** GOAL: FICO Score 8: 840+
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Amex BCE 30K || NASA FCU Rewards Visa 30K || Chase Sapphire Visa Signature 21.5K || PayPal Extras MC 20K
CITI Diamond Preferred MC 25.0K || Discover it 14.5K **** CLOSED 7 cards **** GARDENING since 9-26-2014