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Creditor Showing On Experian Report But Not On EX Report From MyFICO

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jacksont1981
Frequent Contributor

Creditor Showing On Experian Report But Not On EX Report From MyFICO

Hi everyone,

 

A collection from Keyspan is showing on my Experian report that I pulled directly from their website however everytime I have pulled my EX report from myFICO, it doesnt show Keyspan at all. It doesnt show on any other CRA except Experian and I pulled all my reports directly from each CRA website. 

 

Any idea why?

Started 6/2014 EX 594 EQ 617 TU 580 FICO's Goal is 740's and up
Message 1 of 5
4 REPLIES 4
fused
Moderator Emeritus

Re: Creditor Showing On Experian Report But Not On EX Report From MyFICO

Not all creditors and collectors report to all three CRA's, so this might be good news. Is this a new collection?

Message 2 of 5
jacksont1981
Frequent Contributor

Re: Creditor Showing On Experian Report But Not On EX Report From MyFICO


@fused wrote:

Not all creditors and collectors report to all three CRA's, so this might be good news. Is this a new collection?


No its not new but what I am saying is if I didnt pull my report directly from the Experian website, I wouldnt have known it was there. The EXPERIAN report I pulled from myFICO doesnt list them on there at all. I was going by everything myFICO said I had in my report from Experian until I pulled it directly from Experian and it has Keyspan on there. Is myFICO not accurate with detailed info in reports?

Started 6/2014 EX 594 EQ 617 TU 580 FICO's Goal is 740's and up
Message 3 of 5
fused
Moderator Emeritus

Re: Creditor Showing On Experian Report But Not On EX Report From MyFICO

Sorry about that! My brain must be fried. Too much posting in a short span.

 

I would be concerned. The only thing I can suggest is calling myFICO customer service. I have never been impressed with the reports at myFICO, so I have always relied on the reports from the CRA's.

Message 4 of 5
jacksont1981
Frequent Contributor

Re: Creditor Showing On Experian Report But Not On EX Report From MyFICO


@fused wrote:

Sorry about that! My brain must be fried. Too much posting in a short span.

 

I would be concerned. The only thing I can suggest is calling myFICO customer service. I have never been impressed with the reports at myFICO, so I have always relied on the reports from the CRA's.


Its ok fused! All your other posts have been valuable to me. Thanks for an honest answer.

Started 6/2014 EX 594 EQ 617 TU 580 FICO's Goal is 740's and up
Message 5 of 5
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