Well, I paid $14,000 to my revolving .....taking it down from a 103% to 21% total UTL when all is reported( come on, come on, come on!) only $3,000 is reporting as of today though so $11,000 to still report in.
That leaves me with 5 of 11 open accounts with an avg per card UTIL of 7-9 % with the exception of one at 69%..the rest are at a $0 balance
My credit mix is a mortgage, a HELOC reporting as real estate, mix of store cc's, Visa cc's, and MC cc's, 1 install account and a paid auto loan
The $$$ I paid down with was not a new loan...was cash....
I had 1 Unauth Hard Inq from my idiot credit union deletes...a non PP pull that came off today and I still have 1 Unauth Hard Inq per CRA to come off from Quicken Loans, another Non PP pull...they re-ran my CR a month after I inquired about a refi...with out ASKING ME FIRST! Not only are they removing on Monday or Tuesday, but they ar re-imbursing me the $47.85 I had to pay for my 3 scores/reports when the alert hit on a new Inq...the check was sent 3/11/08.....
I also GW'd a med coll due to drop off 11/08- no response yet
Disputed 2 30 day and 2 60 day lates that I KNOW I didnt have because I have auto bill pay-no repsonse yet...shoudl have info by 3/29-4/15 depending on which CRA you ask
So there is still a long way to go for all to report as I hope...Ijust hope I go up, up up without a rebucket!!!
Message Edited by madameozzie on
03-14-2008 08:36 PMMessage Edited by madameozzie on
03-14-2008 08:39 PMMessage Edited by madameozzie on
03-14-2008 08:40 PM
