No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hello everyone,
Does anyone know when DCU updates the credit beureus? Paid off my DCU Platinum card and I am trying to get pre approved for a VA loan next month.
Might they report earlier to the beureus if I call them and explain my situation?
They report the balance that was on the account of the last day of the month. 30th/31st and the day they update it is somewhere in the middle of the month. But last month they didn't report until about the 28th.
Yeah, DCU reports the end of the month but is often a month or two behind, my credit reports still show my car loan balance from March. Just provide the VA underwriter a statement showing your card balance paid in full. If you call in very long wait time and I doubt if they'd update the CRAs for you, they seem to have enough trouble doing it automatically.
@DoctorManhattan wrote:Hello everyone,
Does anyone know when DCU updates the credit beureus? Paid off my DCU Platinum card and I am trying to get pre approved for a VA loan next month.
Might they report earlier to the beureus if I call them and explain my situation?
Hi @DoctorManhattan , As of late .. some lenders are reporting very erratic.
This month Amex did not update my $4.00 balance on Gold Charge (leftover from last statement)
I have (2) Citi DC cash cards both due on the 28th. Both paid to Zero on the 28th.
One updated to EX, the other did not. Also been reading about WF's irregular reporting.
Penfed was a little off, for Me .. but eventually got it right.
Could be some others as well.
Thanks for the info
Hello! I saw a post a week or so ago that had a similar question to mine, but I can't find it.
I'm waiting for DCU to update my loan balance with them, as currently it's $2,000/$2,000, last updated May 31st. On June 15th, I paid off 90% of it, and it still hasn't reflected that.
I sent an email to their customer support and they said they update every month, and I should see it soon, that was about 10 days ago. Still no update. Do they really only update quarterly? And to that point, does anyone know when the loan suite updates? Just curious! Thanks in advance
They send the update at the end of the month supposedly but it has been as late as like the 10th before they update.
As for the offers, they're updated quarterly. Next offers will be in October.
@Anonymous wrote:They send the update at the end of the month supposedly but it has been as late as like the 10th before they update.
As for the offers, they're updated quarterly. Next offers will be in October.
No, they're running late again. EX, TU & EQ are all showing my May car loan balance as of 7/15. My August payment finally gets the loan balance under 49% so I'll be complaining loudly if it takes them 2 months to update that, I'm sick of seeing that "loan balances too high!" message.
@DaveInAZ wrote:
@Anonymous wrote:They send the update at the end of the month supposedly but it has been as late as like the 10th before they update.
As for the offers, they're updated quarterly. Next offers will be in October.
No, they're running late again. EX, TU & EQ are all showing my May car loan balance as of 7/15. My August payment finally gets the loan balance under 49% so I'll be complaining loudly if it takes them 2 months to update that, I'm sick of seeing that "loan balances too high!" message.
Yeah I checked and my credit card was last updated 5/31. Even when it has no balance they still updated it monthly before. I stand corrected.
@Anonymous wrote:Hello! I saw a post a week or so ago that had a similar question to mine, but I can't find it.
I'm waiting for DCU to update my loan balance with them, as currently it's $2,000/$2,000, last updated May 31st. On June 15th, I paid off 90% of it, and it still hasn't reflected that.
I sent an email to their customer support and they said they update every month, and I should see it soon, that was about 10 days ago. Still no update. Do they really only update quarterly? And to that point, does anyone know when the loan suite updates? Just curious! Thanks in advance
My loan balances, including with DCU, are all updating very slowly. My most important one is still showing the balance as of May 5th.