DOB difference

[Veee]

I recently went through and am going through a dispute with all 3 CRA.  I have recieved back TU and EX, still waiting on EQ.  Over the weekend I desided to pull my Fico scores here at myfico for TU and EX.  I have a fruad alert on my account right now so I had to call myfico and answer 10 questions for them to release my scores ... no problem all is good.

Well I had to be asked an additional 3 questions because when they asked me my DOB it was one month off.  I called TU today to ask her that why after my dispute, after getting my response from them (within the last two weeks) was my birthday changed?  Same thing with EX.

The women I spoke to said that it was what I was saying ... So, why is my birthday one month (correct year) on myfico (which is wrong) and its correct with all 3 CRA?

[Veee]

bump ... anyone know why my DOB on myfico would be different from what's reporting on all 3 CRA's?  CRA's are correct, myfico is wrong.

[Anonymous]

My birthday is off on TU quite often as well. Also by 1 month. I assumed it was from a creditor reporting it incorrectly, which it still may be because it only stays that way for a few days and then goes back to normal without me doing a thing. I had disputed a few times and they said they changed it back, but I wonder if the other creditors reporting it correctly had already done that.

[Veee]

Well when I called TU they said it is month/day/yr and I asked her why fico had it differently and she of course didn't have an answer for me.  Fico tells me I need to dispute it ... go figure.

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UpUpUp wrote:

My birthday is off on TU quite often as well. Also by 1 month. I assumed it was from a creditor reporting it incorrectly, which it still may be because it only stays that way for a few days and then goes back to normal without me doing a thing. I had disputed a few times and they said they changed it back, but I wonder if the other creditors reporting it correctly had already done that.

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[athensguy]

You should only dispute based on information contained in files directly from the CRAs. If it is correct on there, don't worry about it.

[demi]

On of my reports (can't remember which, think it was experian) had me as born in 1897.  Now, I am no spring chicken, but if I was checking my scores online at 111, I would be doing pretty good !!!  I disputed, they never questioned it.