No idea what DTC means. It is not an industry designation that I am aware of.
There are seven recognized types of soft inquiries. Here are the exact definitions as provided by EQ in their expanded and full credit reports:
PRM: Inquiries with this prefix indicate that only your name and address were given to a credit grantor so they can provide you a firm offer of credit or insurance. (PRM inquiries remain for 12 months)
(soft pull).
AM or AR: Inquiries with these prefixes indicate a periodic review of your credit history by one of your creditors. (AM and AR inquiries remain for 12 months)
(soft pull)
EMPL: Inquiries with this prefix indicate an employment inquiry. (EMPL inquiries remain for 24 months)
(soft pull)
PR: Inquiries with this prefix indicate that a creditor reviewed you account as part of a portfolio they are purchasing. (PR inquiries remain for 12 months)
(soft pull)
Equifax or EFX: Inquiries with this prefix indicate Equifax’s activity in response to your contact with them for a copy of your credit file of a research request.
(soft pull)
ND: Inquiries with this prefix are general inquiries that do not display to credit grantors. (ND inquiries remain for 24 months)
ND MR: Inquiries with this prefix indicate the reissue of a mortgage credit report containing information from your Equifax credit file to another company in connection with a mortgage loan. (ND MR inquiries remain for 24 months)
Message Edited by RobertEG on
07-25-2008 01:27 AMMessage Edited by RobertEG on
07-25-2008 01:31 AM
