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Dark web alert

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sxa001
Valued Contributor

Re: Black Market Alert

I was the victim of identity theft in 2010, the only thing they tried to do was file taxes in my name and also they tried but as far as I am aware failed to get some payday loans.  I had to go though a police report and credit freezes and still now have to file my taxes with a special code that is mailed to me every year.  

 

I have tons of those dark web alerts, all with the address I was living at from 2008-2010. I check the new ones to make sure they aren't showing new information but I guess I am going to be getting these for many years to come. 

 


Message 11 of 19
ScoreSizzle
Frequent Contributor

Info on Dark Web.

The Myfico app just alerted me that **bleep** near everything about me was on the dark web. Name, DOB, address and phone number and almost my full email. 

 

Not good. Credit has been frozen for years. But everything is getting changed tonight. Wow. 

 

Really shocked. 

 

Any tips besides changing all passwords? 

 

Cap1 Quicksilver || Amex BCP || Discover IT || Chase FU || BofA Travel || FNB Omaha Platinum Visa
Message 12 of 19
thornback
Senior Contributor

Re: Info on Dark Web.


@ScoreSizzle wrote:

The Myfico app just alerted me that **bleep** near everything about me was on the dark web. Name, DOB, address and phone number and almost my full email. 

 

Not good. Credit has been frozen for years. But everything is getting changed tonight. Wow. 

 

Really shocked. 

 

Any tips besides changing all passwords? 

 


Most of my info is on the dark web too - has been for a couple of years now but so far, no fraud issues - thank goodness. 

 

Change your passwords periodically and consider using one of those strong password generators (just keep a record of them somewhere bc they're nearly  impossible to memorize), set up two/multi-factor identification on everything, keep reports locked/frozen at all times, protect your computers with antivirus/malware software, and stay vigilant. That's basically all you can do...

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 13 of 19
ScoreSizzle
Frequent Contributor

Re: Info on Dark Web.


@thornback wrote:

@ScoreSizzle wrote:

The Myfico app just alerted me that **bleep** near everything about me was on the dark web. Name, DOB, address and phone number and almost my full email. 

 

Not good. Credit has been frozen for years. But everything is getting changed tonight. Wow. 

 

Really shocked. 

 

Any tips besides changing all passwords? 

 


Most of my info is on the dark web too - has been for a couple of years now but so far, no fraud issues - thank goodness. 

 

Change your passwords periodically and consider using one of those strong password generators (just keep a record of them somewhere bc they're nearly  impossible to memorize), set up two/multi-factor identification on everything, keep reports locked/frozen at all times, protect your computers with antivirus/malware software, and stay vigilant. That's basically all you can do...


Awesome. Thank you. 

 

I feel like I slipped up by not clearing my cookies and memory. On my browsers. 

 

Again, thank you for the response, @thornback 

Cap1 Quicksilver || Amex BCP || Discover IT || Chase FU || BofA Travel || FNB Omaha Platinum Visa
Message 14 of 19
thornback
Senior Contributor

Re: Info on Dark Web.

YW - Pretty sure just about anyone who uses the internet has some info on the dark web - it's just a matter of how much.  

 

Clearing browsing history and cache/cookies is a good move too -- tho I do get a bit annoyed when forms and stuff don't auto-populate because I cleared everything...🙃

 

 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 15 of 19
thornback
Senior Contributor

Re: Info on Dark Web.

Oh - I forgot - you may also want to use more than one email - create a "throwaway" to use for any random registrations/sign-ups for websites you may visit for leisure but are unimportant, and have another primary that's only shared with your creditors/banks. Never use the primary for anything not finance-related.  

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 16 of 19
Brian_Earl_Spilner
Credit Mentor

Re: Info on Dark Web.


@ScoreSizzle wrote:

@thornback wrote:

@ScoreSizzle wrote:

The Myfico app just alerted me that **bleep** near everything about me was on the dark web. Name, DOB, address and phone number and almost my full email. 

 

Not good. Credit has been frozen for years. But everything is getting changed tonight. Wow. 

 

Really shocked. 

 

Any tips besides changing all passwords? 

 


Most of my info is on the dark web too - has been for a couple of years now but so far, no fraud issues - thank goodness. 

 

Change your passwords periodically and consider using one of those strong password generators (just keep a record of them somewhere bc they're nearly  impossible to memorize), set up two/multi-factor identification on everything, keep reports locked/frozen at all times, protect your computers with antivirus/malware software, and stay vigilant. That's basically all you can do...


Awesome. Thank you. 

 

I feel like I slipped up by not clearing my cookies and memory. On my browsers. 

 

Again, thank you for the response, @thornback 


Most of that info are from data breaches. So, when you hear about a company being hacked, the info taken is usually compiled and sold on the dark web.

    
Message 17 of 19
tnhomestead
Frequent Contributor

Re: Info on Dark Web.

Couple tips from some classes I did in the past. 

Get a chromebook and use that only for logging into financial institutions. Never use your main laptop or cell to log in. Reduces the risk of viruses and keyloggers to almost nill. 

 

Get a good password for each financial institution,  all different that way if one is hacked the rest are safe.

 

Separate emails work great, but hard to keep track of.

 

Message 18 of 19
tricie17
Frequent Contributor

Re: Info on Dark Web.

+1 on this message. I receive these messages periodically.

Starting Score: 544
Current Score: 661
Goal Score: 700


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Message 19 of 19
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