I am trying to consolidate a few credit cards and my credit score has bottomed out basically. I was wondering if anyone new of another way of consolidating without acctually getting a personal loan for the amount that I have. Please any help would be greatly appreciated.
Debt Managment Program (DMP). This could lower you payments by reducing interest charges. Dont go near Debt Settlement programs. I t will trash your credit and some actually rip you off.
