Hi all...just pulled todays CR's & scores....and noticed something......NOT ONE SINGLE TL reported during the month of December!!! Is this a National HoliMONTH? (as opposed to a National holiDAY)
I paid util down, big time, and NO ONE reported

I really wanted to see those scores drop, again!! Is this a common occurrence? I don't want to dispute inaccurate amt. owed, because I was told by a CRA that disputes will lock your report for the investigation period!! Or, do I hope and pray that they all report back to work this month and report my current balances?! UGHHHH
BTW....3 cc's, 1 auto, 1 installment loan, and 1 mtg = none reported...So, it's not like it was just a cc or two!
takin' it one day at a time