Small update,
called cap one back door number and they gave me some conflicting data, at first she said they reported my information on the 28th, then she said they reported it on the 25th, then she finally said because my account has a $0 balance, that was the issue cause it looked like the account had no activity. I told her I used the card a lot and just paid it down before the statement cut, and she said it didn't matter.
So maybe be careful using capital one as one of your 0 balance cards? Maybe make it your azeo card so it has a balance to avoid this? I have no idea
@Cblough93 wrote:Small update,
called cap one back door number and they gave me some conflicting data, at first she said they reported my information on the 28th, then she said they reported it on the 25th, then she finally said because my account has a $0 balance, that was the issue cause it looked like the account had no activity. I told her I used the card a lot and just paid it down before the statement cut, and she said it didn't matter.
So maybe be careful using capital one as one of your 0 balance cards? Maybe make it your azeo card so it has a balance to avoid this? I have no idea
My Cap1 SavorOne reports even with a zero statement balance. I just double checked my September myFICO Equifax report, and the account shows an update with a zero balance.
Equifax just updated for me, 8 days after statement closed. How many days after equifax did experian updste for you? It was 2-3 days right? So sounds like my Experian should update soon as well.
also, when equifax updated it took me from 1-2 accounts with a balanced to 1/3 and I gained 8 points.