Hello so coming up on my due date for my first month and contacted Discover to find out my closing date and due date, so they tell me due date is before closing date and only way to have utilization report is to carry a balance and pay interest, does that sound right (should I just close the card)
Not sure who you were talking too, but they misunderstood. It will report with no balance. Have a small charge on it, when the statement cuts, then PIF before the due date and you will pay no interest.
Mine was a few days after the 1st statement cut
So if I'm understanding right it will be a month behind - even though I made a charge on August 15th the statement doesn't cut until September 12th and the due date will be October 7th, so the closing date will be behind the due date, it was confusing but thanks for helping to clear it up