cancel
Showing results for 
Search instead for 
Did you mean: 

Discover SP?

tag
Anonymous
Not applicable

Discover SP?

How does a Discover SP show up on your credit report? Would it say Discover or something else? Also, which report do they SP for preapproval?

Message 1 of 4
3 REPLIES 3
RobertEG
Legendary Contributor

Re: Discover SP?

By definition, a soft inquiry only appears in credit reports available to the consumer, such as those obtained via annualcreditreport.com.

 

Soft inquires do not show in reports provided to others.

Message 2 of 4
Anonymous
Not applicable

Re: Discover SP?

Soft pulls show only on reports you get directly from CRAs, whether through free annual credit report mechanism, after a fraud resolution or paying for them. They have to be obtained directly from CRAs by you. That's why you don't see them on myFICO, CK, CCT etc pulls. Discover pulls EQ or TU, depending on your geographic location.
Message 3 of 4
takeshi74
Senior Contributor

Re: Discover SP?

I don't have a report with SP's to refer to but the SP's should show up the same way as the HP's.  Inquiries from Discover show up as Discover Bank on my TU and EQ reports.

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.