Hey Fico Family,
I recently applied to Discover for another card got approved for 3K decided not too keep card SL too low for BT. I have currently discover account that has been open since 07/2015. I recently have been having an issue with my EQ credit report so I disputed this account bal with EQ. EQ did not have any of my information accurate and lenders have not been able to obtain my credit report from EQ. Spoke with EQ they said they have no system issues. But I think is this a bigger problem than what they stated too me.
@Harvey26 wrote:Hey Fico Family,
I recently applied to Discover for another card got approved for 3K decided not too keep card SL too low for BT. You closed it because it didnt fit you BT wishes?
I have currently discover account that has been open since 07/2015. I recently have been having an issue with my EQ credit report so I disputed this account bal with EQ. Did you call Discover who provides the info to EQ first to work this out yet?
EQ did not have any of my information accurate and lenders have not been able to obtain my credit report from EQ. What info isnt correct. Personal info? What do you mean creditors cant obtain your credit report. For what?
Spoke with EQ they said they have no system issues. But I think is this a bigger problem than what they stated too me.
EQ is a mess yes. But some of what you posted isnt making sense. Unless you have a split file possibly. Clarify please so we can figure this out. Thanks!
Whats SSA 89 mean too in your title.
So I have been getting letters from creditors saying no credit report found for instance I have rocket mortgage check my credit they were not able to pull EQ no freezes no locks nothing. Something leads me too believe discover attempted the same but then they pulled EX. So now its probably raising a red flag that one bureau says no credit report found but my EX report is full of credit history. I spoke with EQ they literally said oh its because of your new address.
@Harvey26 wrote:
So I have been getting letters from creditors (who?) saying no credit report found for instance It still doesnt make sense that a creditor is sending letters for no credit report. I have rocket mortgage check my credit they were not able to pull EQ no freezes no locks nothing. Are you applying for a mortgage?
Something leads me too believe discover attempted the same but then they pulled EX. So now its probably raising a red flag that one bureau says no credit report found but my EX report is full of credit history. I spoke with EQ they literally said oh its because of your new address.
You need to pull your annual credit report for EQ. If it isnt the free time of the year. Then pay for it and find out what the heck is going on. None of this is making sense still. Sorry. Were trying to help you.
And again what does SSA 89 mean?
@Anonymous wrote:
@FireMedic1 wrote:
@Harvey26 wrote:
So I have been getting letters from creditors (who?) saying no credit report found for instance It still doesnt make sense that a creditor is sending letters for no credit report. I have rocket mortgage check my credit they were not able to pull EQ no freezes no locks nothing. Are you applying for a mortgage?
Something leads me too believe discover attempted the same but then they pulled EX. So now its probably raising a red flag that one bureau says no credit report found but my EX report is full of credit history. I spoke with EQ they literally said oh its because of your new address.You need to pull your annual credit report for EQ. If it isnt the free time of the year. Then pay for it and find out what the heck is going on. None of this is making sense still. Sorry. Were trying to help you.
And again what does SSA 89 mean?
SSA 89 is a social security number identification form. Basically you fill it out and it gives the Social Security Administration the go ahead to verify your name matches your social.
It sounds like OP is going for a mortgage and they can't pull EQ. Probably yet another split file. They seem to be popping up quite a bit lately.
Yeah thats what i said above being split. Thanks @Anonymous on the SSA thing. OP needs to get a real full report and check it line by line.
@Anonymous wrote:
@FireMedic1 wrote:
@Harvey26 wrote:
So I have been getting letters from creditors (who?) saying no credit report found for instance It still doesnt make sense that a creditor is sending letters for no credit report. I have rocket mortgage check my credit they were not able to pull EQ no freezes no locks nothing. Are you applying for a mortgage?
Something leads me too believe discover attempted the same but then they pulled EX. So now its probably raising a red flag that one bureau says no credit report found but my EX report is full of credit history. I spoke with EQ they literally said oh its because of your new address.You need to pull your annual credit report for EQ. If it isnt the free time of the year. Then pay for it and find out what the heck is going on. None of this is making sense still. Sorry. Were trying to help you.
And again what does SSA 89 mean?
SSA 89 is a social security number identification form. Basically you fill it out and it gives the Social Security Administration the go ahead to verify your name matches your social.
It sounds like OP is going for a mortgage and they can't pull EQ. Probably yet another split file. They seem to be popping up quite a bit lately.
I have attempted to pull credit file and I am not able too.
Call EQ. I know one major PITA. 
And tell them no one, even you, cant pull your reports. You suspect a split file. Or "mixed" as I went thru that 2 yrs ago with them applying for a card. They have to go thru some things that bled over onto your personal info and caused this. They may ask to have you send in certain documents to prove you are you. Its going to be a battle with them being lame. Pack a lunch. This may take a while with the bimbos. Good Luck!