I purchased TU Quarterly Monitoring product, which includes the TU FICO report. I already have SW.
According to the TU report's "credit at a glance", I have $30K balance in my "Your Revolving Accounts" section. (This is "accurate" in that it shows my CC balance prior to my pay offs from last month that have yet to report. I wish they would hurry up...)
HOWEVER, if I go through the score simulator, it says my revolving accounts balance is $130K, which obviously includes a HELOC and the CC balance.
QUESTION: Is this impacting my FICO score because oh a high UTL rates due to a falsly reporting secured loan as an unsecured revolving account? What can I do about it? It seems EQ correctly reports this, which is strange.
