Dispute Made My EQ Fico Score Drop

[chalupaman]

When I was having that issue with Chase and Citi mixing up my information with my dads and reporting me as an authorized user, before I had called both of them about it, I tried to dispute this with Experian on their website and after all of that was able to get this issue resolved and all but I was left with this message on my report saying that "Consumer disputes this account information" and my score dropped 15 points, not really sure if that was the reason alone or what. What's the best way to get this message off my report?

I asked this question on another credit card forum but wanted to ask it here to see if anyone else had any insight and experiene on this.

[RobertEG]

Your report needs to be updated to show that the dispute was resolved.

If you disipute via a CRA, then send them a copy of their Notice of Results of Reinvestigation, which is the document that concluded the dispute, and request that they update the status of the dispute.

[chalupaman]

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@RobertEG wrote:

Your report needs to be updated to show that the dispute was resolved.

If you disipute via a CRA, then send them a copy of their Notice of Results of Reinvestigation, which is the document that concluded the dispute, and request that they update the status of the dispute.

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Alright. It was Experian that I originally made the dispute on. Will they let me fax those details? I assume that I can see the notice of results on the EX dispute page as well. 

Do I also have to send those to TU and EQ too?

[TheGardner]

What was the dispute? If it was a charge off the account became current dropping your score not to note. 

You stated this account was a mix up with your father, could you obtain all the account information ie DOB address SSN and account # from the OC and use that information as evidence for deletion? I would contact CFPB if the refuse with the evidence. 

[chalupaman]

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@TheGardner wrote:

What was the dispute? If it was a charge off the account became current dropping your score not to note. 

You stated this account was a mix up with your father, could you obtain all the account information ie DOB address SSN and account # from the OC and use that information as evidence for deletion? I would contact CFPB if the refuse with the evidence. 

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No charge off at all. My Citi account is still open and well. That was what I was trying to add my father onto as an AU. We happen to have the same first and last name but different middle name and I got that fixed by getting his social and sending it to Citi.