Dispute spree 2.0

[Rmullens2208]

So as u all may know against the community advice I applied for a lot of credit cards now I'm having application remorse I did get an approval tho but now I'm thinking to try to undo the things that hurt like inquiries any idea on a proper dispute like I had a moment of weakness temptation or blame credit karma for there approval odds thing

[AllZero]

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@CreditInspired wrote:

Freeze your credit with Equifax, Experian and TransUnion

Credit Bureau	Online	By phone	By mail
	Visit: Equifax Credit Freeze page	1-800-685-1111 (NY residents call 1-800-349-9960)	Equifax Security Freeze, P.O. Box 105788 Atlanta, GA 30348
	Visit: Experian Credit Freeze page	1-888-EXPERIAN (1-888-397-3742)	Experian Security Freeze, P.O. Box 9554 Allen, TX 75013
	Visit: TransUnion Credit Freeze page	1-888-909-8872	TransUnion LLC, P.O. Box 2000 Chester, PA 19016

I found this on https://clark.com/credit/credit-freeze-and-thaw-guide/

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[Anonymous]

You applied. You were denied (or approved). Now the inquiry (or 97) will stay for 2 years. Disputes are only for fraud or incorrect information. If there is an inquiry on your report, 99.9% of the time it was you that initiated an action that resulted in it being added. Seriously, you need to do some reading in the FICO scoring forum. Credit karma is only good for knowing when payments have updated, NOT for scores; and their approval odds are worthless ask me how I know smh. As for a good rate on a loan for a tractor, the only way you have even a small chance is if you STOP APPLYING and garden for a very long time. Good luck with (re)building OP

[Anonymous]

"I had a moment of weakness temptation or blame credit karma for there approval odds thing"

Are you serious right now? Own your mistakes and sit in timeout like the rest of us with impulse issues. 

[Remedios]

@Rmullens2208  this question has been posed by you several times for the past two years.

The answer hasn't changed. 

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Time-for-a-dispute-spree/td-p/5324791

This thread is now locked and closed to new messages, there is nothing new to add.