I was looking at my most recent credit report, and there is a list of names in the alias section that are variations of my name. My first name and middle initial is Jonathan M and there's accounts listed with John R (my brother) and John M (I guess a hybrid of our names lol) ... Would disputing these alias names on my report delete only the name, or also the account/baddie associated with the name as well?
There is also a baddie from years ago where the credit company completely misspelled my last name. I noticed when I received the credit card, but didn't care enough to change it. Now that it's a baddie, I'm wondering that if I dispute it due to the incorrect last name, if it'll delete the account altogether from my credit report?
Another thing I noticed, I guess because of the alias' ... My grandfather is also John (apparently we like that name in our family) and there is an AMEX account from 25 years ago on my report that was closed in good standing. I'm 31, obviously this is not my account lol, it's an old account of my grandfather's. My question is how is it still reporting if it's that old - I thought stuff rolled off after 7 years (or is that a myth)? I'm almost tempted to not dispute that one as it's probably helping my credit profile with AAOA lol
