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My brother added me as a authorized buyer on all his credit cards. It's been over 2 months since he has added me and the only cards that aren't showing up in my Credit Report are: Express (Comenity), Victoria Secret (Comenity), Meijer Credit Card (Comenity), and Grandin Road (Comenity). I also notice that Comenity does not ask for any social security information from the authorized buyer when adding that person to your account.
I read some posts in which users who were authorized buyers on someone else's Comenity account are being reported on their own credit reports. Is there a trick to get Comenity to report my authorized buyer accounts on my credit report?
Also how long would you guys recommend before requesting a Credit Limit Increase online? Is a hard pull conducted when this request is made? Is this the "Love" button people are referring to in their posts?
Thanks for the tips!
DW is an AU on my Williams Sonoma visa and it reports to her cr. I added her when I was approved and they never asked for her info. Our addresses and last names don't even match on our credit reports so I was baffled how they figured it out.
I've only tried the luv button once after I got my comenity cards and denied across the board with the reasoning of not enough use. I guess those purchases of less than $30 didn't warrant a higher limit to them but ymmv. It was sp's and cited a credit report they used to approve me originally.