Do any leaders use VantageScore 3.0?

[Schwartzinator]

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@masscreditwrote:

Capital One, Credit Karma and some others provide VantageScore 3.0 scores. Do any lenders actually use these for anything or are they totally for entertainment purposes?

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USBank uses the Vantage model for determining eligibility to the BYEI prograrm, but not for actual credit decisions.  

[CreditGuy03]

Vantage scores are crap and they dont budge

I paid off 7 cards that were all maxed out. Over 60k in debt.  102% util

My fico scores shot up 100-150 pts by paying down those cards to 1% util. My vantage scores moved 2 points.

I hope NO lender uses these scores as they are not accurate. Fico should remain the pinnacle, gold standard in credit scoring