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Do you get alerts for items being deleted with TU

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Anonymous
Not applicable

Do you get alerts for items being deleted with TU

I had two charge off deleted this morning EE by TU, would I get an alert for that?  Im using myfico 3B credit monitoring .

4 REPLIES 4
Anonymous
Not applicable

Re: Do you get alerts for items being deleted with TU

No it will not trigger an update. At least on my reports. Balance changes or added accounts seems to be the update triggers.
Message 2 of 5
Anonymous
Not applicable

Re: Do you get alerts for items being deleted with TU

sometimes change of score will trigger an update also
Message 3 of 5
RobertEG
Legendary Contributor

Re: Do you get alerts for items being deleted with TU

Early exclusion is not techicially a deletion of the reported information, it is an exclusion of future showing of the information in credit reports issued by the CRA.

It remains in the consumer's credit file, and can, under very limited situations, still be included in a credit report.  FCRA 605(b).

 

Alerts are generally not provided regarded decisions by a CRA to voluntarily cease inclusion of information in credit reports they issue.

Message 4 of 5
Anonymous
Not applicable

Re: Do you get alerts for items being deleted with TU

That should make a score change one way or another (most likely up but could be down) and that would get you an alert but the deletion won't.

CK will show you on TU and EQ the things that changed in the previous week tho.
Message 5 of 5
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