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Does Anyone Know How and Where To Find Credit Data Classified as Alternative

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Iusedtolurk
Established Contributor

Does Anyone Know How and Where To Find Credit Data Classified as Alternative

 Does Anyone Know How and Where To Find Credit Data Classified as Alternative Lending Activity.

I know this is when credit Issuers  (mostly personal loans I believe) who don't hardpull use the data from alternative sources.

 

I know we can see the info in the Big 3 CRAs but where can we see the info in the Alternative data bases (and what are they) such as Alternative credit score, Inquiries? bank accounts? etc.

 

Got this alert today from Experian...

 

On 05-Nov-2024, we found new alternative lending activity matching your personal information. This did not cause a hard inquiry on your Experian credit report.

 

I was wondering where to find the Activity Experian was seeing.

 

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hdporter
Regular Contributor

Re: Does Anyone Know How and Where To Find Credit Data Classified as Alternative

I assume the alert is related to soft pull activity.



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