Does Credit Karma Ever Report Incorrectly?

Anonymous · ‎01-06-2017

On Monday when my credit karma account updated it stated that my sync/care credit account was removed from my report btw sec 25-Jan 1st. However the account still showed on my credit karma account.
Two days later I was disputing an address on equifax I also used that as reason to check my report and there was the sync account still there reporting negative!

Has credit karma ever been known to report something as being removed and it wasn't? I'd really like to have this account removed ASAP!

Anonymous · ‎01-06-2017

From my experience CK is a joke as far as accuracy. Way behind in reporting current status of accounts. And WAY behind on score accuracy. My actual score when applying for a vehicle loan at the dealer was 707 and it came on credit karma as 596.

Anonymous · ‎01-06-2017

All of these sites are wrong and misleading including the 3 major CR companies...

Its all about the money..

Anonymous · ‎01-06-2017

@Anonymous wrote:
All of these sites are wrong and misleading including the 3 major CR companies...

Its all about the money..

I agree with this statement and rely mainly on MyFico expensive monthly plan for real time activity, but to plan to cancel when I get into 700's and just rely on Discover free Fico and Walmart Fico scores.

909 · ‎01-07-2017

I've found CK to be mostly helpful and aligned with myFICO(YMMV). As for errors? Yes, they absolutely happen.

Fico 8 Scores
7/2020: EQ - 842; TU - 832; EX - 848
10/2017: EQ - 823; TU - 835; EX - 824
05/2016: EQ - 712; TU - 706; EX - 710
11/2015: EQ - 694; TU - 651; EX - 653
5/2015: EQ - 670
5/2014: EQ - 653
11/2013: EQ - 645
05/2013: EQ - 656
11/2012: EQ - 646

Eight CCs ($179,500 CL, 0%-1% UTIL)
AoOA = 18.6 years, AAoA = 60 mos., AoYA = 18 mos.
One mortgage, one HELOC, no car loans.
Derogs from 2009 and 2010 now gone after 7 years. I started paying attention to credit scores in about 2014. It's taken a few years but credit scores are now good after starting in the high 500s back in 2011