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EQ Drops...TU raises?????

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fishbjc
Senior Contributor

EQ Drops...TU raises?????

NFCU reported.  Tu went up 23 points.  EQ went DOWN 24 points.  What's UP with that?????  Or should I say WHATS DOWN WITH THAT?  Seriously what crap.

 

I went over both with a fine tooth comb.

 

 

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marty56
Super Contributor

Re: EQ Drops...TU raises?????

I ran the simuator on my TU and EQ account on what would happend if I got a new Visa card.  TU said I would stay the same or drop 30 points and EQ said I would stay the same or go up 10 points.

 

IMHO I think my scores are bounded more by my major derog so I wonder what would happend if I didnt have the major derog.

 

While I dont put much faith in the simulator, I wondered why it would show a possible score dop and increase for they same event.

 

I know TU wants to see some CC util so I would ask what your % util on all CCs vs each CC is and how many balances are reporting.  Also what were the comments on what was hurting your score prior to the new card reporting and after.

 

 

1/25/2021: FICO 850 EQ 848 TU 847 EX
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