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EQ Hard Pulls

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awal
Regular Contributor

EQ Hard Pulls

When does EQ generally remove credit inquiries, 2yrs or 30 days after the 2yr anniversary?

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Message 1 of 7
6 REPLIES 6
llecs
Moderator Emeritus

Re: EQ Hard Pulls


@awal wrote:

When does EQ generally remove credit inquiries, 2yrs or 30 days after the 2yr anniversary?


IME, usually by the 2 yr mark, if not earlier.

Message 2 of 7
awal
Regular Contributor

Re: EQ Hard Pulls

Thanks. I should have an inquiry dropping off in the next day or two.

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Message 3 of 7
visorboy1974
Valued Contributor

Re: EQ Hard Pulls

They're usually good for right at 2 years.  EX is 25 months though. 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 4 of 7
Anonymous
Not applicable

Re: EQ Hard Pulls

 


@visorboy1974 wrote:

They're usually good for right at 2 years.  EX is 25 months though.


EX just has to be different than TU and EQ dont they Smiley Mad

 

Message 5 of 7
John060675
Valued Contributor

Re: EQ Hard Pulls

They will drop off after 2 years, but do not be surprised if your score stays the same.  I have had 4 drop off over the past week, and my score still has not changed.  I suppose the one year anniversary is when the bump happens.....could be wrong though.


Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


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Message 6 of 7
awal
Regular Contributor

Re: EQ Hard Pulls

Just to follow up on this, my EQ inquiry fell off on the 2 yr anniversary.

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Message 7 of 7
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