EQ up 6pts due to credit inquiry

[Anonymous]

Received a notice today that my EQ credit score went up 6PTS today due to a credit inquiry yesterday. 

[Anonymous]

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@Anonymous wrote:

Received a notice today that my EQ credit score went up 6PTS today due to a credit inquiry yesterday. 

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Your score will never go up because of an inquiry.  In this case, the inquiry was only the trigger for the alert.  Something else caused your score to raise.  Score changes are reported when certain events like an inquiry, balance change, new account, etc occur and that's what cause the alert to be issued. The link shows the events that will cause an alert:

http://myfico.custhelp.com/app/answers/detail/a_id/463/~/understanding-what-triggers-fico%C2%AE-3-bureau-credit-monitoring-and-fico%C2%AE-identity

[takeshi74]

Never rely solely on myFICO alerts to determine the cause(s) of a scoring change.  If you're going to use myFICO monitoring then make sure you understand the triggers.  Not all activity with a scoring impact is a trigger.

http://myfico.custhelp.com/app/answers/detail/a_id/463/~/understanding-what-triggers-fico%C2%AE-3-bu...

To determine the cause(s) of a scoring change you have to carefully review reports from before and after the change.  If you incurred an HP and your scores went up then there are other changes at play that led to a net gain.  In your case the HP triggered the update but there were other changes as well that affected your scores.  Always be careful assuming causality.

[elim]

myFICO truly needs to add some wording to it's alerts.  Explaining this every day is a chore...  I suppose that's what Macros are for.