Each Amex account qualify for a CreditSecure report?

[codesingh]

Hello MyFico,

I have two Amex accounts. Amex account lets you check your 3-CR for a $1 for the first month. 

So can I use one of my accounts now to check my 3-reports(for a buck) and after a month use another account to check my 3-reports(for another buck )?

Thanks,

Code

[NonSufficientFunds]

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@codesingh wrote:

Hello MyFico,

I have two Amex accounts. Amex account lets you check your 3-CR for a $1 for the first month. 

So can I use one of my accounts now to check my 3-reports(for a buck) and after a month use another account to check my 3-reports(for another buck )?

Thanks,

Code

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I was not aware that AmEx provided this service.

Does it apply to the charge cards - or only to the revolving accounts ?

How do you access the service ?

 Update:  I have found the relevant site:

 https://www295.americanexpress.com/premium/credit-report-monitoring/home.do

[NonSufficientFunds]

From the CreditSecure website:

"Each PLUS Score® is a score calculated by Experian® based on information in the individual credit report provided by each of the 3 major credit bureaus.
The PLUS Score® is designed to be indicative of your overall credit risk. 
PLUS Scores are not used by lenders and you should not rely on them exclusively to understand how lenders will view your creditworthiness."

This sounds like another FAKO service.  There are several services that will provide FAKOs for free, so I don't see any particular advantage to paying for this one.

Also - I no longer fall for the "free-trial" offers. 
They generally make it very difficult to cancel, once they have your credit card info.

[somnipotent]

Tried it.  definately a FAKO (all scores were EQUAL).  Cancellation wasn't really as hard as I thought it woudl have been.  The person wasn't offshored and cancelled it immediately upon request.  Not worth it IMHO.  Better off at myFICO.

[b_seeker]

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@NonSufficientFunds wrote:

From the CreditSecure website:

"Each PLUS Score® is a score calculated by Experian® based on information in the individual credit report provided by each of the 3 major credit bureaus.
The PLUS Score® is designed to be indicative of your overall credit risk. 
PLUS Scores are not used by lenders and you should not rely on them exclusively to understand how lenders will view your creditworthiness."

This sounds like another FAKO service.  There are several services that will provide FAKOs for free, so I don't see any particular advantage to paying for this one.

Also - I no longer fall for the "free-trial" offers. 
They generally make it very difficult to cancel, once they have your credit card info.

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The advantge would be a 3 credit report pull twice every 30 days, not the PLUS scores. I enjoy it because it keeps everything nice and together, allowing you to easily compare CRs. It also gives you alerts for new accounts and inqs.

As for the OP, no. They mention somewhere that the $1 offer is for first time customers only. Cancelling and resubscribing doesn't count as a new customer.

[armbenderc]

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@codesingh wrote:

Hello MyFico,

I have two Amex accounts. Amex account lets you check your 3-CR for a $1 for the first month. 

So can I use one of my accounts now to check my 3-reports(for a buck) and after a month use another account to check my 3-reports(for another buck )?

Thanks,

Code

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I have it on my Amex Green. I think they offered on all credit/charge account.

I love it, to me the scores are very accurate in term of PLUS scores are concern 

[vagrants]

For $24.99, you get daily 3 bureau pulls: https://www295.americanexpress.com/premium/credit-secure-unlimited/home.do

[Anonymous]

I can confirm that this is FAKO as well.  When it seems to good to be true....

[vagrants]

Yes, it says PLUS scores on the application page...they didn't ever claim to be FICO scores.

[parakleet]

Tempted to sign up for the service - it would be nice to just have all three reports from the same place. I'm not concerned about their fako score but I do like the idea of having full access to all three of my reports.